Published May 16, 2025

First-Time Buyer Tips: Your Compass for Navigating the Homebuying Journey

Written by Jennifer Sue

Buying your first home is a huge milestone — and it’s completely normal to feel both excited and overwhelmed. At Keys & Compass, we’re here to guide you through it with clarity, confidence, and the kind of insight that only comes from walking this path alongside hundreds of buyers before you.

Here are our top tips for first-time homebuyers:

1. Get Pre-Approved Early

Before falling in love with a home, talk to a trusted lender and get pre-approved. This tells you exactly what you can afford and strengthens your offer when you find the one. Bonus: It helps us narrow your search and move quickly in competitive markets.

2. Know Your Must-Haves vs. Nice-to-Haves

It’s easy to get caught up in aesthetics, but your long-term satisfaction will depend on functionality. Make two lists:

Must-Haves: Bedrooms, location, yard size, etc.
Nice-to-Haves: Quartz countertops, updated bathrooms, vaulted ceilings.
Being clear helps you stay focused and confident.

3. Understand the True Costs

Your monthly mortgage payment is just part of the picture. Don’t forget:

Closing costs (usually 2–5% of purchase price)
Property taxes & insurance
Home maintenance and repairs

We’ll walk you through these numbers so there are no surprises.

4. Don’t Skip the Inspection

A professional home inspection is your best protection. It reveals the home’s condition, potential repairs, and areas where you might negotiate. Even with new builds — it’s worth the peace of mind.

5. Lean on Your Agent (That’s Us 👋)

This process involves paperwork, deadlines, and negotiation — but you’re not in it alone. At VanderZanden Real Estate Group, we guide you step-by-step, answer your questions before you think to ask, and advocate for your best interest from day one.

6. Trust the Process

You might not get the first home you offer on. You might second-guess. But if you stay flexible, informed, and grounded in your goals, you will find the right fit — and we’ll be right there celebrating with you.

Ready to Make a Move?

We’d love to be your compass on this journey. Whether you’re just starting to explore or ready to tour homes, let’s connect and map out your path to homeownership.